Showing posts with label paying bills. Show all posts
Showing posts with label paying bills. Show all posts

Tuesday, October 28, 2014

A Rant? About Technology

   I'm not a technologically gifted person; if you've been reading along, that much should be clear. That being said, for someone who is so challenged when it comes to all things computer, I sure get in a rage when things don't work right. Just now, I tried to log into one of my accounts online so that I could pay the bill. But for some reason, I'm getting a message saying that my account is unavailable, along with a 1-800 number. Instead of calling the 1-800 number, like a rational person, I try to log in three more times. When I am still unable to log into my account, I scream at the computer, "Fine! I didn't want to pay that damned bill anyway!" Because that's the rational, adult thing to do in this scenario. Call the 1-800 number? I don't want to talk to some dumb-ass service rep who doesn't speak my language and knows about as much regarding this issue as I do. I want my effing account to pull up so I can pay the bill, by myself, in the dark, like the antisocial little troll that I am.
    And that's the thing about technology, about computers and the internet: everybody has to utilize it. One reason I don't want to call that 1-800 number is that they charge a fee to pay by phone, whereas you can pay online for free. I don't even know how to mail in a payment; everything is 'paperless', so that's out too. No snail mail for me. Things ain't what they used to be. My daughter came home from school the other day complaining that they were supposed to be using their smartphones in class to get online and do research. My daughter, folks, is probably one of the few twelve years old girls to NOT have a cell phone of any kind, much less a smart one. What are all these kids doing running around with shitting-ass Iphones anyway? (And yes, I am aware of how much I just aged myself.) But the thing is, we don't have the money for that shit. I mean, you are likely aware of what the monthly bill is on a smartphone. I don't even have one; so far as I am concerned, my daughter's school is going to get a boot up the ass if having a smartphone is now required just to do classwork. That's too far, and this is a public school and I work in a grocery store, for crying out loud. This isn't rich-people school, this is poor-folk school.
   I'm not anti-technology. I suppose I can come across that way, but I'm really not. I think it's a great thing that the school teaches kids to do things like make Powerpoints and use Microsoft Office, and all those things that will help them in college, but they also need to keep in mind that not all these kids have access to some of these resources. I sent my daughter to school the other day with a good, old-fashioned research tool the other day - a book. This way, if the class does smart-phone research yet again, she can participate in some manner at least. Because frankly, even if money were not an issue, I'm not sure that I'm sold on a twelve year old's need to have the latest Iphone.
   And as for the bill collectors - well, they can just kiss my ass. 

Friday, June 13, 2014

My Finances Give Me Anxiety Attacks

   Payday: a day that everyone should look forward to. Money in the bank and all that jazz. But here I am, looking at payment schedules for my student loans, looking at the cable bill, electric, and rent, looking at credit card payments (yeah, yeah, I know), looking at the grocery bill; basically, I am looking at all the money that I do not have anymore. Oh, money, you slip through my fingers so damn fast. I hate you money, but at the same time, I have to have you: I need you. I feel like I'm talking to my drugs or something, but it is what it is. If I were richer, perhaps I wouldn't have this love/hate relationship with money, or perhaps I would just have more bills.
   Every payday I go through that wonderful anxiety attack induced by paying my bills. I'm not entirely sure why I have these anxiety attacks; I always manage to pay all the bills. I've never been short. Sometimes we have to get a little skimpy on the grocery bill and have some mac n cheese nights, but really, who doesn't ever have to do that? Most people have experienced the wonder of a mac n cheese payday. So I'm not really sure why I feel the anxiety that I feel. Maybe because all of my adult life, I've been poor. I'm doing a lot better now. I guess I still fall even with that good-old poverty line, but for all of the years but the last one, I was under that line, so breaking even with that line is a step up.
   But the point is this: I've always paid my bills and I don't pay them late. I don't get cable termination warnings. I don't get the power company stalking me and threatening to turn my power off. No nasty notes from the landlords on my front door when I get home from work; even my credit card company never has to call me all like, "Marie, pay your bills, please." The only calls that I used to get were from those people who stole my information and then would attempt to try to get me to pay for fake loans that I never took out, and since I changed my number, the only time the bastards can call me now is at work. Which is annoying, to be sure, but most of the times, I don't even get those calls because as a lowly cashier (joking here, folks) personal calls are not allowed, thank God. They do attempt to e-mail me, but e-mail has that lovely little spam button... it's awesome. I wish we could spam phone calls.
   Back to the anxiety though, I really am not sure what causes this feeling. Maybe it's because I'm still getting phone calls for Tara, even though I've had this number for a year and a half now, and Tara's bill collectors have all been notified that this is Marie's number now, but they don't believe me. Bill collectors are like blood hounds when it comes to money, so around every payday, I start getting calls about Tara. Her rent check didn't clear. She owes someone money in Las Vegas. She's being taken to court by so-and-so. Tara, my friends, is in big financial trouble, and because her effing bill collectors won't stop leaving messages on my machine, I am privy to all of Tara's financial woes. Because bill collectors are stupid assholes, I also know Tara's address, the last four digits of her social, and her last name, but I won't put that here. In fact, if you know a Tara, and if you are thinking, "Shit, is she talking about Tara, so-and-so!" then the answer is no, because I changed Tara's first name. Tara is not actually her name, but I believe in protecting my fellow debtor's information. But that's off track, and to get back on that track, maybe what I am feeling is sympathy anxiety??? Maybe I am worried about Tara??? I don't know.
   I really don't know. Maybe my anxiety is leftover stress from my days of extreme poverty, maybe I am feeling this anxiety because I'm worried about Tara, or maybe I just don't like giving other people the effing money that I worked my ass off for, even if I do legitimately owe those people that money. Or maybe it's just the fact that the kiddo is growing like a weed, she's fixing to be out of school for the summer, which means no more school meals, and my grocery bill is gonna triple. Who knows? Not me. All I know is that payday is the day where I add up all the money that I no longer have and consequently have anxiety attacks. A lot of you, I believe, are probably familiar with this feeling, so let us ban together now and have moment of silence for money that is forever gone from our lives. Solidarity and all that good crap. Or misery loves company. Something.

Goodbye, sweet money. I'll miss you.